Ejercicios amortizaciones
Enviado por Eber Rodrigo Medina Sanchez • 14 de Diciembre de 2022 • Tareas • 1.703 Palabras (7 Páginas) • 120 Visitas
Elaborar una tabla para amortizar la suma de $300,000 en 4 pagos trimestrales uniformes con una cuota extraordinaria de $50,000 en el periodo 3, suponga una tasa de 10% efectivo trimestral.
Respuesta: $82,790.35
P | 300,000 |
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n | 4 | trimestral | |||
Cuota n 3 | 50,000 |
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i | 10% |
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Cuota Extra Pactada | |||||
Periodo | Interes | Cuota | Cuota Extra | Amortizacion | Saldo |
0 | 300,000 | ||||
1 | 30,000 | 82,790.35 | 0 | 52,790 | 247,210 |
2 | 24,721 | 82,790.35 | 0 | 58,069 | 189,140 |
3 | 18,914 | 82,790.35 | 50,000 | 113,876 | 75,264 |
4 | 7,526 | 82,790.35 | 0 | 75,264 | 0 |
300000 | = A | 3.169865446 | + | 37565.74005 | |
A = | 82790.34691 |
Un automóvil cuesta $4´000,000, se puede financiar al 60% para ser pagado en cuotas mensuales durante 3 años con un interés del 36% CM. Hallar la cuota mensual.
Respuesta: $109,929.11
P | 4,000,000 | -60% | Presente = | 2,400,000 |
Periodo | 36 | mensual | Pago = | $109,929.11 |
n | 3% | meses | Total deuda = | $3,957,447.82 |
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| Interes = | $1,557,447.82 |
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Periodo | Interes | Cuota | Amortizacion | Saldo |
0 | 2,400,000 | |||
1 | 72,000 | 109,929.11 | 37,929 | 2,362,071 |
2 | 70,862 | 109,929.11 | 39,067 | 2,323,004 |
3 | 69,690 | 109,929.11 | 40,239 | 2,282,765 |
4 | 68,483 | 109,929.11 | 41,446 | 2,241,319 |
5 | 67,240 | 109,929.11 | 42,690 | 2,198,629 |
6 | 65,959 | 109,929.11 | 43,970 | 2,154,659 |
7 | 64,640 | 109,929.11 | 45,289 | 2,109,370 |
8 | 63,281 | 109,929.11 | 46,648 | 2,062,722 |
9 | 61,882 | 109,929.11 | 48,047 | 2,014,674 |
10 | 60,440 | 109,929.11 | 49,489 | 1,965,185 |
11 | 58,956 | 109,929.11 | 50,974 | 1,914,212 |
12 | 57,426 | 109,929.11 | 52,503 | 1,861,709 |
13 | 55,851 | 109,929.11 | 54,078 | 1,807,631 |
14 | 54,229 | 109,929.11 | 55,700 | 1,751,931 |
15 | 52,558 | 109,929.11 | 57,371 | 1,694,560 |
16 | 50,837 | 109,929.11 | 59,092 | 1,635,468 |
17 | 49,064 | 109,929.11 | 60,865 | 1,574,602 |
18 | 47,238 | 109,929.11 | 62,691 | 1,511,911 |
19 | 45,357 | 109,929.11 | 64,572 | 1,447,340 |
20 | 43,420 | 109,929.11 | 66,509 | 1,380,831 |
21 | 41,425 | 109,929.11 | 68,504 | 1,312,327 |
22 | 39,370 | 109,929.11 | 70,559 | 1,241,767 |
23 | 37,253 | 109,929.11 | 72,676 | 1,169,091 |
24 | 35,073 | 109,929.11 | 74,856 | 1,094,235 |
25 | 32,827 | 109,929.11 | 77,102 | 1,017,133 |
26 | 30,514 | 109,929.11 | 79,415 | 937,718 |
27 | 28,132 | 109,929.11 | 81,798 | 855,920 |
28 | 25,678 | 109,929.11 | 84,252 | 771,668 |
29 | 23,150 | 109,929.11 | 86,779 | 684,889 |
30 | 20,547 | 109,929.11 | 89,382 | 595,507 |
31 | 17,865 | 109,929.11 | 92,064 | 503,443 |
32 | 15,103 | 109,929.11 | 94,826 | 408,617 |
33 | 12,259 | 109,929.11 | 97,671 | 310,947 |
34 | 9,328 | 109,929.11 | 100,601 | 210,346 |
35 | 6,310 | 109,929.11 | 103,619 | 106,727 |
36 | 3,202 | 109,929.11 | 106,727 | 0 |
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