Insurance Articles

Insurance Articles

5 Keys To Lower Life Insurance Quotes

If you get no-frills coverage early and adopt a healthy lifestyle, you’ll almost always enjoy considerable savings from lower premiums on life insurance.

Want To Sell Life Insurance? Read This First

Looking for a career that offers big financial upside and the lure of self-employment? Insurance sales could well be for you.

How To Compare Home Insurance Companies

There's a ton of information out there. Here's how to organize it and find the best company and best rates when you insure your home.

What Your Life Insurance Agent Makes – On You

Being paid by commission gives life insurance agents an incentive to sell bigger policies and specialized financial products. Remember that before you buy.

How To Apply For Unemployment Insurance

Unemployment compensation is a federal program administered by each state. Here's how to connect to your state's unemployment office and what to expect.

How An Advisor Can Help Cut Your Healthcare Costs

Even with healthcare costs on the rise, few people are adequately planning for the burden. Here's how a financial advisor could help.

Deducting Disaster: Casualty And Theft Losses

If you've been a victim, your losses may be deductible. Find out how.

Find The Best Home Insurance Quotes

Home insurance rates are on the rise. Analysts expect the cost to insure your home will continue to inch upward, putting a strain on your budget.

How Are Home Insurance Rates Determined?

You home's value is one of the driving forces behind your home insurance premium and the amount of coverage you receive.

Could Your Job Make You Uninsurable?

Some jobs – even hobbies – can put you on a high-risk list and make it tough to get life insurance. How to lower your rates without giving up scuba diving.

Can You Use a Healthcare Exchange After Open Enrollment?

If you're looking to buy insurance from a healthcare exchange, timing can be critical. That's because, if you didn't sign up prior to March 31 this year, you'll ordinarily have to wait all the way until Nov. 15, when the next open enrollment period begins.

10 Reports Car Insurance Companies Pull From You

Car insurance companies don’t like guessing games. When you ask for a quote, they want to know who you are and what you’ve been up to.

The Employee's Guide To Medicare

Over 65 and still working? You're eligible to register for Medicare, but should you also opt for your employer's health insurance, if it is offered?

Medigap Vs. Medicare Advantage: Which Is Better?

To protect against a huge bill for health costs Medicare doesn't cover, you need Medigap insurance or an HMO-like Medicare Advantage plan. How to choose.

Medicare 101: Do You Need All 4 Parts?

At age 65, most people have to sign up for Medicare. Learn which of its four programs are mandatory – and which you can skip.

Have The Right Condo Insurance?

How well does your condo's master-insurance policy protect you? Here's why you'll probably need separate insurance for your own unit and possessions.

Is Whole Life An Obsolete Product?

New, more-flexible features and current market conditions make traditional whole life insurance worth another look.

Find The Best Homeowners' Insurance

Don't wait for the next Hurricane Sandy to find out if your homeowners' insurance really protects you. Test your insurance savvy now and get what you need.

How To Get Rid Of Private Mortgage Insurance

Private mortgage insurance benefits the lender (the sole beneficiary of PMI), but it can add a sizable chunk to your monthly house payment.

With HO5 Insurance, You're In Charge

This home insurance covers everything and will put the onus on your insurance provider.

Disability Insurance For Business Owners

If you become injured and no longer able to work, would your business survive?

Pay Less For Medicine By Not Using Health Insurance

You might be paying more for your prescriptions at the pharmacy if you use your health insurance than if you pay cash out of pocket.

Five Credit Card Perks That Will Cure Many Headaches During Your Summer Trips

It is a time when credit cards will become more than just convenient payment methods.

Why Caregivers Should Enlist A Financial Advisor

Stressed caregivers in need of help managing their loved one's affairs should consider enlisting a financial advisor.

Eight Financial Safeguards If Disaster Strikes

In an emergency like a fire, hurricane, flood, tornado or earthquake, you may not be able to protect your home. But you can take steps to avoid financial disaster.

4 Big Reasons Your Expenses Could Rise In Retirement

Here's how to save where you can while you enjoy the fruits of all those years at the office.

7 Reasons You Have a Love-Hate Relationship With Home Insurance

What is covered in a policy can vary widely by company, so you’d better know what to look for when shopping for home insurance.

10 Unfamiliar Ways to Help Pay Down Medical Bills

Paying your medical bills can seem frightening, given the high cost. Don’t let unpaid medical bills ruin your credit.

Why You Don’t Need Mortgage Protection Life Insurance

Mortgage protection life insurance sounds great in concept - a guarantee that your mortgage will be paid off if you die unexpectedly. But take a hard look at what you get before choosing it.

How Google's Self-Driving Car Will Change Everything

Self-driving vehicles are coming fast, and they’re going to radically change what it’s like to get from point A to point B, not to mention the town or city you live in.

What's the Best Time to Get Long-Term Care Insurance?

Consider applying for long-term care insurance much sooner than you'll need it. If you wait too long, premiums will likely be much higher or you may be denied altogether.

Insurance for Millennials

Four insurance must-haves – and one maybe – for Generation Y

Five Distinct Features of Medicare Advantage

Should seniors opt for the flexibility of Medicare or the often broader coverage or lower cost of Medicare Advantage programs through a private insurer? Consider the following.

Are Your Expensive Vices covered?

If your wine, cigars or weed are stolen or destroyed, will your homeowners insurance come to the rescue?

Survey: Americans Still Feel Vulnerable About Healthcare Insurance Under Obamacare

The Afforable Care Act, aka Obamacare, continues to remain a hot-button political issue as America heads into its mid-term elections.

Dental Insurance: Is It Worth the Cost?

A trip to the dentist can take a big bite out of your wallet, which is why it’s important for some people to purchase dental insurance. But what if you’re a single person without a need for major dental work?

How Warren Buffett made Berkshire Hathaway a World-beater

It would almost be easier to list the industry sectors in which Omaha-based Berkshire Hathaway Inc. (NYSE:BRK.A) doesn’t turn gargantuan profits.

Obamacare May Reduce Auto Insurance Rates

A benefit of the Affordable Care Act (ACA) may be a drop in car insurance premiums as health care providers shoulder more of the treatment costs tied to accidents and injuries, according to a new report from a leading think-tank. The non-profit Rand Corporation says the rise in the number of people with medical coverage under the ACA, also known as Obamacare, could result in a "modest" drop in claims against auto insurers.

7 Ways To Save On Prescription Drugs

If you have quality insurance you may not notice but if you don’t, you know that the price of prescription drugs is high. Here are seven ways to help reign in the costs.

Need To Enroll In Obamacare? File Your Taxes

Taxpayers who need to obtain health coverage under the Affordable Care Act can now do so easily and conveniently when they file their taxes through an eligible preparer.

Is Your Employer-Provided Life Insurance Coverage Enough?

Learn about the several potential problems involved with obtaining life insurance through your employer.

New Taxes Under The Affordable Care Act

Find out what you need to know about the 21 new tax changes linked to the ACA.

A Closer Look At Accelerated Benefit Riders

Accelerated benefit riders can allow policy holders to access the death benefit in their life insurance policy while they are still living if they meet certain conditions. Knowing what you get for what you pay can help you to more intelligently purchase these products.

State-By-State Comparison Of What You’ll Pay Under Obamacare

Check out our interactive map to get a better idea of the premiums you'll pay under Obamacare.

Financial New Year's Resolutions You Can Keep

Start the year off right by evaluating your financial health and setting impactful and achievable goals.

How Obamacare Is Raising Your Taxes

There are literally dozens of new, amended or broadened tax provisions under the Obamacare legislation. Find out how your taxes will be affected in the years to come.

Healthcare 2.0 - Obamacare Reboots The Health Insurance Market

People who want to buy or switch their health insurance will have access to a much

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