Insurance Articles

Insurance Articles

5 Keys To Lower Life Insurance Quotes

If you get no-frills coverage early and adopt a healthy lifestyle, you’ll almost always enjoy considerable savings from lower premiums on life insurance.

Want To Sell Life Insurance? Read This First

Looking for a career that offers big financial upside and the lure of self-employment? Insurance sales could well be for you.

How To Compare Home Insurance Companies

There's a ton of information out there. Here's how to organize it and find the best company and best rates when you insure your home.

What Your Life Insurance Agent Makes – On You

Being paid by commission gives life insurance agents an incentive to sell bigger policies and specialized financial products. Remember that before you buy.

How To Apply For Unemployment Insurance

Unemployment compensation is a federal program administered by each state. Here's how to connect to your state's unemployment office and what to expect.

How An Advisor Can Help Cut Your Healthcare Costs

Even with healthcare costs on the rise, few people are adequately planning for the burden. Here's how a financial advisor could help.

Deducting Disaster: Casualty And Theft Losses

If you've been a victim, your losses may be deductible. Find out how.

Find The Best Home Insurance Quotes

Home insurance rates are on the rise. Analysts expect the cost to insure your home will continue to inch upward, putting a strain on your budget.

How Are Home Insurance Rates Determined?

You home's value is one of the driving forces behind your home insurance premium and the amount of coverage you receive.

Could Your Job Make You Uninsurable?

Some jobs – even hobbies – can put you on a high-risk list and make it tough to get life insurance. How to lower your rates without giving up scuba diving.

Can You Use a Healthcare Exchange After Open Enrollment?

If you're looking to buy insurance from a healthcare exchange, timing can be critical. That's because, if you didn't sign up prior to March 31 this year, you'll ordinarily have to wait all the way until Nov. 15, when the next open enrollment period begins.

10 Reports Car Insurance Companies Pull From You

Car insurance companies don’t like guessing games. When you ask for a quote, they want to know who you are and what you’ve been up to.

The Employee's Guide To Medicare

Over 65 and still working? You're eligible to register for Medicare, but should you also opt for your employer's health insurance, if it is offered?

Medigap Vs. Medicare Advantage: Which Is Better?

To protect against a huge bill for health costs Medicare doesn't cover, you need Medigap insurance or an HMO-like Medicare Advantage plan. How to choose.

Medicare 101: Do You Need All 4 Parts?

At age 65, most people have to sign up for Medicare. Learn which of its four programs are mandatory – and which you can skip.

Have The Right Condo Insurance?

How well does your condo's master-insurance policy protect you? Here's why you'll probably need separate insurance for your own unit and possessions.

Is Whole Life An Obsolete Product?

New, more-flexible features and current market conditions make traditional whole life insurance worth another look.

Find The Best Homeowners' Insurance

Don't wait for the next Hurricane Sandy to find out if your homeowners' insurance really protects you. Test your insurance savvy now and get what you need.

How To Get Rid Of Private Mortgage Insurance

Private mortgage insurance benefits the lender (the sole beneficiary of PMI), but it can add a sizable chunk to your monthly house payment.

With HO5 Insurance, You're In Charge

This home insurance covers everything and will put the onus on your insurance provider.

Disability Insurance For Business Owners

If you become injured and no longer able to work, would your business survive?

Pay Less For Medicine By Not Using Health Insurance

You might be paying more for your prescriptions at the pharmacy if you use your health insurance than if you pay cash out of pocket.

Five Credit Card Perks That Will Cure Many Headaches During Your Summer Trips

It is a time when credit cards will become more than just convenient payment methods.

Why Caregivers Should Enlist A Financial Advisor

Stressed caregivers in need of help managing their loved one's affairs should consider enlisting a financial advisor.

Eight Financial Safeguards If Disaster Strikes

In an emergency like a fire, hurricane, flood, tornado or earthquake, you may not be able to protect your home. But you can take steps to avoid financial disaster.

4 Big Reasons Your Expenses Could Rise In Retirement

Here's how to save where you can while you enjoy the fruits of all those years at the office.

7 Reasons You Have a Love-Hate Relationship With Home Insurance

What is covered in a policy can vary widely by company, so you’d better know what to look for when shopping for home insurance.

10 Unfamiliar Ways to Help Pay Down Medical Bills

Paying your medical bills can seem frightening, given the high cost. Don’t let unpaid medical bills ruin your credit.

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