Plan de negocios Tortilleria de Harina "Mamá Quica"
Enviado por justinodiaz • 14 de Diciembre de 2021 • Trabajos • 639 Palabras (3 Páginas) • 84 Visitas
UNIVERSIDAD AUTONOMA DE SINALOA
INGENIERIA EN PROCESOS INDUSTRIALES
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5-2
EVALUACION DE PROYECTOS
ACTIVIDAD 5
JUAN FRANCISCO ARMENTA RODRIGUEZ
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Parte 2
- Accedan a la liga que se muestra a continuación, y respondan lo que se pide: Industrias Verduzco. (2017). Inicie su propio Negocio. Recuperado de http://www.tortilladoras.com.mx/iniciar-un-negocio-de-tortilleria/
- Describan cuál es el tamaño y tiempo de vida del proyecto, explicando además por qué creen que sean óptimos.
Se puede determinar que es de tamaño pequeño y que tiene un tiempo de vida medio. Puede considerarse un negocio optimo en nuestra región, debido a la alta demanda de tortilla por razones culturales. Los datos fueron obtenidos a través de una investigación, buscando planes de negocios similares al de la pagina que se nos indicó.
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Nota: el grafico representa el periodo de recuperación, con un proyecto similar de una tortillería tomado (Gaytán Villalobos, 2012)
- Describan en este caso, para qué puede ser útil conocer la determinación del punto de equilibrio.
Con el punto de equilibrio tenemos un dato cuantitativo para ponerla como objetivo en el peor de los escenarios, de esta manera mantener a flote el negocio y no caer a números rojos que obligan a adquirir deuda o cerrar la organización.
- Determinen y expliquen razones financieras que tengan que ver con la rentabilidad del proyecto.
Los factores a tomar en cuenta son varios, pero hay que darle prioridad a los gastos corrientes ya que estos son constantes y son una obligación financiera a cumplir que no puede ser postergada, ya que la operatividad de la organización depende de cumplir este mínimo. Entre estos gastos tenemos:
Nomina, luz, agua, telecomunicaciones, renta (en dado caso de no contar con infraestructura propia), los pagos a acreedores (en caso de haber adquirido financiamiento para arrancar el negocio o adquirido en el transcurso de su funcionamiento), etc.
- Determinen hipotéticamente de acuerdo con la información recabada de las fuentes de financiamiento, cuánto sería con créditos de terceros y cuánto con recursos aportados por los dueños o socios.
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De a cuerdo a los datos, mas un gasto corriente hipotetico de 20,000$ para el arranque del negocio, esto incluye renta, mes de depósito, luz, agua y electricidad
Año | Sdo. Capital | Pago Capital | P. Int. | Monto de Pago | Plazo en días | Sdo. Capital | Pago No |
1 | $200,000.00 | $2,249.36 | $2,523.33 | $4,772.70 | 30 | $197,750.64 | 1 |
1 | $197,750.64 | $2,277.74 | $2,494.95 | $4,772.70 | 30 | $195,472.89 | 2 |
1 | $195,472.89 | $2,306.48 | $2,466.22 | $4,772.70 | 30 | $193,166.41 | 3 |
1 | $193,166.41 | $2,335.58 | $2,437.12 | $4,772.70 | 30 | $190,830.84 | 4 |
1 | $190,830.84 | $2,365.05 | $2,407.65 | $4,772.70 | 30 | $188,465.79 | 5 |
1 | $188,465.79 | $2,394.89 | $2,377.81 | $4,772.70 | 30 | $186,070.90 | 6 |
1 | $186,070.90 | $2,425.10 | $2,347.59 | $4,772.70 | 30 | $183,645.80 | 7 |
1 | $183,645.80 | $2,455.70 | $2,317.00 | $4,772.70 | 30 | $181,190.10 | 8 |
1 | $181,190.10 | $2,486.68 | $2,286.02 | $4,772.70 | 30 | $178,703.42 | 9 |
1 | $178,703.42 | $2,518.05 | $2,254.64 | $4,772.70 | 30 | $176,185.37 | 10 |
1 | $176,185.37 | $2,549.82 | $2,222.87 | $4,772.70 | 30 | $173,635.54 | 11 |
1 | $173,635.54 | $2,581.99 | $2,190.70 | $4,772.70 | 30 | $171,053.55 | 12 |
2 | $171,053.55 | $2,614.57 | $2,158.13 | $4,772.70 | 30 | $168,438.98 | 13 |
2 | $168,438.98 | $2,647.56 | $2,125.14 | $4,772.70 | 30 | $165,791.42 | 14 |
2 | $165,791.42 | $2,680.96 | $2,091.74 | $4,772.70 | 30 | $163,110.46 | 15 |
2 | $163,110.46 | $2,714.79 | $2,057.91 | $4,772.70 | 30 | $160,395.67 | 16 |
2 | $160,395.67 | $2,749.04 | $2,023.66 | $4,772.70 | 30 | $157,646.63 | 17 |
2 | $157,646.63 | $2,783.72 | $1,988.98 | $4,772.70 | 30 | $154,862.91 | 18 |
2 | $154,862.91 | $2,818.84 | $1,953.85 | $4,772.70 | 30 | $152,044.07 | 19 |
2 | $152,044.07 | $2,854.41 | $1,918.29 | $4,772.70 | 30 | $149,189.66 | 20 |
2 | $149,189.66 | $2,890.42 | $1,882.28 | $4,772.70 | 30 | $146,299.24 | 21 |
2 | $146,299.24 | $2,926.89 | $1,845.81 | $4,772.70 | 30 | $143,372.36 | 22 |
2 | $143,372.36 | $2,963.81 | $1,808.88 | $4,772.70 | 30 | $140,408.54 | 23 |
2 | $140,408.54 | $3,001.21 | $1,771.49 | $4,772.70 | 30 | $137,407.33 | 24 |
3 | $137,407.33 | $3,039.07 | $1,733.62 | $4,772.70 | 30 | $134,368.26 | 25 |
3 | $134,368.26 | $3,077.42 | $1,695.28 | $4,772.70 | 30 | $131,290.84 | 26 |
3 | $131,290.84 | $3,116.24 | $1,656.45 | $4,772.70 | 30 | $128,174.60 | 27 |
3 | $128,174.60 | $3,155.56 | $1,617.14 | $4,772.70 | 30 | $125,019.04 | 28 |
3 | $125,019.04 | $3,195.37 | $1,577.32 | $4,772.70 | 30 | $121,823.67 | 29 |
3 | $121,823.67 | $3,235.69 | $1,537.01 | $4,772.70 | 30 | $118,587.98 | 30 |
3 | $118,587.98 | $3,276.51 | $1,496.19 | $4,772.70 | 30 | $115,311.47 | 31 |
3 | $115,311.47 | $3,317.85 | $1,454.85 | $4,772.70 | 30 | $111,993.62 | 32 |
3 | $111,993.62 | $3,359.71 | $1,412.99 | $4,772.70 | 30 | $108,633.91 | 33 |
3 | $108,633.91 | $3,402.10 | $1,370.60 | $4,772.70 | 30 | $105,231.81 | 34 |
3 | $105,231.81 | $3,445.02 | $1,327.67 | $4,772.70 | 30 | $101,786.79 | 35 |
3 | $101,786.79 | $3,488.49 | $1,284.21 | $4,772.70 | 30 | $98,298.30 | 36 |
4 | $98,298.30 | $3,532.50 | $1,240.20 | $4,772.70 | 30 | $94,765.80 | 37 |
4 | $94,765.80 | $3,577.07 | $1,195.63 | $4,772.70 | 30 | $91,188.74 | 38 |
4 | $91,188.74 | $3,622.20 | $1,150.50 | $4,772.70 | 30 | $87,566.54 | 39 |
4 | $87,566.54 | $3,667.90 | $1,104.80 | $4,772.70 | 30 | $83,898.64 | 40 |
4 | $83,898.64 | $3,714.18 | $1,058.52 | $4,772.70 | 30 | $80,184.46 | 41 |
4 | $80,184.46 | $3,761.04 | $1,011.66 | $4,772.70 | 30 | $76,423.43 | 42 |
4 | $76,423.43 | $3,808.49 | $964.21 | $4,772.70 | 30 | $72,614.94 | 43 |
4 | $72,614.94 | $3,856.54 | $916.16 | $4,772.70 | 30 | $68,758.40 | 44 |
4 | $68,758.40 | $3,905.19 | $867.50 | $4,772.70 | 30 | $64,853.21 | 45 |
4 | $64,853.21 | $3,954.46 | $818.23 | $4,772.70 | 30 | $60,898.74 | 46 |
4 | $60,898.74 | $4,004.36 | $768.34 | $4,772.70 | 30 | $56,894.39 | 47 |
4 | $56,894.39 | $4,054.88 | $717.82 | $4,772.70 | 30 | $52,839.51 | 48 |
5 | $52,839.51 | $4,106.04 | $666.66 | $4,772.70 | 30 | $48,733.47 | 49 |
5 | $48,733.47 | $4,157.84 | $614.85 | $4,772.70 | 30 | $44,575.63 | 50 |
5 | $44,575.63 | $4,210.30 | $562.40 | $4,772.70 | 30 | $40,365.33 | 51 |
5 | $40,365.33 | $4,263.42 | $509.28 | $4,772.70 | 30 | $36,101.91 | 52 |
5 | $36,101.91 | $4,317.21 | $455.49 | $4,772.70 | 30 | $31,784.70 | 53 |
5 | $31,784.70 | $4,371.68 | $401.02 | $4,772.70 | 30 | $27,413.02 | 54 |
5 | $27,413.02 | $4,426.84 | $345.86 | $4,772.70 | 30 | $22,986.18 | 55 |
5 | $22,986.18 | $4,482.69 | $290.01 | $4,772.70 | 30 | $18,503.50 | 56 |
5 | $18,503.50 | $4,539.24 | $233.45 | $4,772.70 | 30 | $13,964.25 | 57 |
5 | $13,964.25 | $4,596.51 | $176.18 | $4,772.70 | 30 | $9,367.74 | 58 |
5 | $9,367.74 | $4,654.51 | $118.19 | $4,772.70 | 30 | $4,713.23 | 59 |
5 | $4,713.23 | $4,713.23 | $59.47 | $4,772.70 | 30 | $0.00 | 60 |
Nota: Crédito Simple en pesos (MXN)
CAT promedio ponderado 15.4% sin IVA informativo. Fecha de cálculo: 16 de noviembre 2021. Vigencia de la oferta: 15 de mayo 2022 (BBVA, s.f.)
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